30 Year AMs for First-Time Home Buyers are Finally HERE

RATEDESK.CA
Home
About
Apply
Get The App
News & Notes
Suite & Reno Financing
Secondary Suite Refinance
BC Housing SSIP
FHSA Rules & Benefits
CMHC Purchase-Plus
RATEDESK.CA
Home
About
Apply
Get The App
News & Notes
Suite & Reno Financing
Secondary Suite Refinance
BC Housing SSIP
FHSA Rules & Benefits
CMHC Purchase-Plus
More
  • Home
  • About
  • Apply
  • Get The App
  • News & Notes
  • Suite & Reno Financing
  • Secondary Suite Refinance
  • BC Housing SSIP
  • FHSA Rules & Benefits
  • CMHC Purchase-Plus
  • Sign In

  • My Account
  • Signed in as:

  • filler@godaddy.com


  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • About
  • Apply
  • Get The App
  • News & Notes
  • Suite & Reno Financing
  • Secondary Suite Refinance
  • BC Housing SSIP
  • FHSA Rules & Benefits
  • CMHC Purchase-Plus

Account


  • My Account
  • Sign out


  • Sign In
  • My Account

Suite & renovation financing hub

Purchase-Plus Improvements Program

BC Housing Secondary Suite Incentive Program

BC Housing Secondary Suite Incentive Program

CMHC's purchase-plus program is a decades-old feature that allows insured homebuyers to add the future cost of renovations to their initial mortgage & purchase. Upfront quotes are required to determine scope of work. 

program info

BC Housing Secondary Suite Incentive Program

BC Housing Secondary Suite Incentive Program

BC Housing Secondary Suite Incentive Program

Structured as a 5 year forgivable loan for homeowners willing to add affordable housing units to their home. Those who qualify can receive up to 50% of the cost of renovations (to a maximum of $40,000). 

Find out more

Insured Secondary Suite Refinancing

BC Housing Secondary Suite Incentive Program

Home Renovation Tax Credits and Grants

Now LIVE, this program is intended for larger suite renovations and detached builds of up to 4 units. As currently structured the total market value (including the improvements) cannot exceed $2,000,000. 

Details

Home Renovation Tax Credits and Grants

Home Renovation Tax Credits and Grants

Home Renovation Tax Credits and Grants

In recent years all levels of government have incentivized suite creation through various tax credits, grants and rebates. We try to stay on top of the benefits so you don't have to. 

Current Benefits

Secondary Suite Loan Program

Home Renovation Tax Credits and Grants

Choosing a Contractor & Designer

This soon-to-be lending program promises low-cost loans of up to $80,000 for the purposes of building (or renovating) a secondary suite within a home. The early guidance describes a 15 year repayment period and an interest rate capped at 2%. More details to come. 

Choosing a Contractor & Designer

Home Renovation Tax Credits and Grants

Choosing a Contractor & Designer

Reno and build projects require strong partners. Depending on your project and financing requirements, different professionals may be required. Learn more about our trusted service providers. 

Partners

CMHC Suite Refinance program is now live

free suite financing consultation

Copyright © 2025 RateDesk.ca - All Rights Reserved. 


MA Mortgage Architects Inc. 2600, 595 Burrard Street,
Vancouver, BC V7X 1L3

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept